What Are the Implications of Being a No-Fault State for Delaware Drivers?

Answered by

Christine Anderson
Christine AndersonLicensed Car Insurance Consultant

Posted on Jan 16, 2023

There are a few implications of being a no-fault state for Delaware drivers. Firstly, if you are in an accident, your insurance company will cover your costs, regardless of who is at fault. This means that you will not have to sue the other driver in order to get your expenses paid. Secondly, your insurance rates may be slightly higher than they would be in a fault state. This is because the insurance companies are responsible for paying out claims, even if they are not the ones at fault. Finally, it can be more difficult to get compensation if you are injured in an accident, since the insurance companies are not able to sue the other driver. However, this may also be a benefit, since it can be difficult to win a lawsuit against another driver.

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